Saturday, December 22, 2007

4 New Income Streams To Your Online Business At No Extra Cos

4 New Income Streams To Your Online Business At No Extra Cos
by: Nelson Top

No matter what you are earning now on the net, you should
position your business/service to earn more, and at no
extra cost or time to you..
Most of your high volume traffic will not ultimately be
interested in any single offer.

Thus, to maximize revenue, diversify...
Use the same method that today internet millionaires are
using, and make huge profit, even when you dont have a
product of your own.

You will need to follow the four simple but high-yielding
steps below.

Step#1: Start with Google Adsense.
Adsense ads are just like the Adwords Ads you see on the
right-hand side of a Google result page... except that
they are on your site.

Basically you place Google Adwords ads on your site(s), for
every ad clicked, you get paid. Google Adsense is FREE,
easy to join and implement, you don't need to look for
advertisers, it reduces your workloads, and ads
automatically adjust for each page's content, you get
higher credibility being a Google partner. And best of all
you will have ongoing advertisers that will never run dry.

Experts after experts have all proclaimed Google Adsense to
be the most exciting thing ever to happen to small business
sites. Some visitors will click on your Google Ads, but you
need to develop a mix of supplementary monetization models
(build multiple stream of income) for bigger profit... at
no extrta cost.!

Step#2: Use well-chosen Affiliate programs.
This is a high reward/low risk website monetization option:
no product development, no inventory, no shipping, etc. And
it's free to join.
To reap huge benefits from affiliate programs you need to:
* Develop best site concept/theme and select best related
affiliate programs. Diversify your affiliate monetization.

* Take what you know, what you love (just
anything, any topic), and turn it into a theme-based
content site, to attract high targeted, interested
precustomers and refer them to your affiliated merchants.

Through this you will generate higher click-through rates
than straight advertising since you will recommend products
in a contextually-relevant way.

Step#3: Build "finder relationship" with local businesses/
There are millions of thriving local businesses who have no
idea how to use the net. They will pay you for referrals.

You can link your site content to send visitors to specific
businesses (offline businesses especially), earning
referral or finders fee. Here's how it works: Your
theme-based content attracts targeted visitors, then you
recommend a business or service. You get paid for the lead
or sale that results.

For example: As an infopreneur, you can provide a form for
visitors to use to contact your favourite real estate agent
and you earn thousands of dollars from villa sales and
rentals. You will add thousands more when you add referrals
to local boat charters, tour operators, inns etc...all on a pay-per-lead or pay-per-sale basis.

Step#4:Extend into new income-generating area.
This will depend on your particular niche and business
intentions. You may consider the following areas:
(1)E-goods: You can produce a software, ebook, e-photo etc, that contain info that people are willing to pay for.
(2)Service Oriented businesses: Offer a service related to
your niche: book indexing,personal training, hoteling, etc.
You can build a local or global client base.,
(3)Hardgoods:You can create or sell your own goods, or sell
as an affiliate or put up your own store.
(4) SOHO'S/NOHO'S: You can run a full business from home,
full time or part-time.
(5)Network marketing: Build your site that attract and
presold warm leads to call you all day long.
(6)Ebay/online Auction:You can put ebay to work for
you,auction products on the net.
(7)Web professionals:You can be a webmaster that builds
professional sites that can generate traffic for clients.,

The bottom line: Your monetization mix should include at
least two of the above models. Putting all your eggs in one
basket is a high risk strategy. By diversifying, your
revenues increase, your business is more stable and you are
in charge of your business destiny.

About the Author

Nelson Top has shown hundreds of online businesses how to
use these simple techniques to make multiple streams of
income successfuly. Click here to find out more:

Tuesday, December 4, 2007

Refinancing your Mortgage

Refinancing your Mortgage

When people are a little short on cash, the fixed resources around can be a lot of help. A good place to get a huge amount of money will be mortgage refinance the home.

If the person bought a home for $120,000 and has only paid about $40,000, mortgage refinancing can pay back the old loan and use the excess for something such as college tuition.

Some people were able to get mortgage refinancing at a lower interest rate than the first loan, which is considered to be a good bargain. There are many companies that offer such services. If the person doest have time to find a lender, one can hire a broker do all the work.

There are many places where the person can get in touch with a broker. Some can be found while searching through the Internet. The state and local boards may also have a list of those the individual can call.

Some real estate agents or perhaps friends and family who have been in situation before can also refer someone to talk to.

The brokers should be called and asked how many lending firms has the company worked with and how many clients have been served. The services by these people are not free so it will be nice to know if payment is based on a flat fee or is taken from a percentage of the mortgage amount.

The person should look at the knowledge of the lender, the terms and conditions, the interest rate and the other fees that come with getting a loan. The individual should read this carefully document first before signing anything.

There are a lot programs that are applicable in this situation. The person can ask if there are any special rates that can work especially for first time buyers.

The person should keep in mind that the broker is just a middle person and not the one who will give the loan. If the board of realtors where the person resides does not have a list of brokers that can help, then calling the National Association of Mortgage Brokers for the state can help.

A lot of people who decide to mortgage refinance for the first time will be told by the broker that payment is based on the percentage of the loan. This is not that heavy since it is only 1% of the whole amount, which can be paid off later on.

If the broker insists on payment upfront, the person should pay using a credit card. This will make it easy to question the said transaction and get the money back should this specialist not satisfy the needs of the borrower.

People need the help of a broker especially if the person already has a bad credit rating with banks and other institutions. By being able to find someone who does this very well, the owner of the house will be able to get the money needed to pay off the previous loan and use that as tuition for school.

There are two ways to get mortgage refinancing. The first will be to work directly with the mortgage company as soon as one is found. The other will be through a broker who will set up a meet then work happens from there.

100 cents